Better Practices for Explainable Decisions: A Discussion of Explainable AI
In November 2019, a customer of Apple Card complained when he and his wife separately applied for Apple Card credit, and his wife was given a credit limit twenty times lower than his despite the fact that they jointly owned all assets in a community property state. According to Neil Vigdor in an article in the New York Times, an Apple Card representative checked into the matter and came back with the explanation that “It was the algorithm.”
